You have just made your first $$6,700$ contribution to your registered retirement saving plan $($RRSP$).$ Assuming you earn an $10\%$ rate of return and make no additional contributions.

What will your account be worth when you retire in $45$ years? $($Do not round intermediate calculations and round your final answer to $2$ decimal places. Omit $ sign in your response.$)$

What if you wait $10$ years before contributing? $($Do not round intermediate calculations and round your final answer to $2$ decimal places. Omit $ sign in your response.$)$