You have just purchased a new tablet to show videos to your customers. The tablet cost $1000 in real dollars, and you depreciate the machine at a rate of 10% each year. You can borrow money from the bank at a nominal interest rate of 8%, or receive a 5% nominal interest rate for depositing money at the bank. The expected inflation rate in the coming year is 3%. You use your own funding to purchase the tablet. The user cost of capital for the first year is (A) 120 (B) 150 (C) 180 (D) 210