You have just purchased a new warehouse. To finance the purchase, youve arranged for a 25-year mortgage for 75 percent of the $3,900,000 purchase price. The monthly payment on this loan will be $18,000. What is the APR on this loan? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16)) Annual percentage rate % What is the EAR on this loan? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16)) Effective annual rate %