You have just purchased your first home. As part of the purchase, you have borrowed $306,000 from a bank at the following terms: 3.3% APR with monthly compounding, monthly payments, and a maturity of 30 years. Given this information, what is the monthly payment associated with this loan? Select one: a. $1,340.14 b. $1,440.14 c. $8,985.23 d. $10,098.08