You have just won a lawsuit and, as part of the judgement, you will be receiving semi-annual payments of $10,000 over the next eight years. The first payment will occur six months from today. You plan on investing these payments and you expect to earn a return of 7% p.a. compounded on a monthly basis. The future value of this investment at the end of its time horizon is closest to: O $176,283 $205.196 $209,711 $210,569