You have just won the Hong Kong championship and you can choose from one of the following prizes. If the interest rate is 8%, which is the most valuable prize?

A. $150,000 at the end of five years.

B. $100,000 now.

C. $15,500 for each of the next ten years

D. $5,000 next year and increasing thereafter by 3% a year forever.

E. $8,000 a year forever (with payments starting next year)