You have just won the Nebraska Lottery with a jackpot of $11,000,000. Your winnings will be paid to you in 26 equal annual installments with the first payment made immediately. If you had the money now, you could invest it in an account with a quoted annual interest rate of 9% with monthly compounding of interest. Due to unforeseen circumstances, you are in desperate need of immediate cash flow. A-1 Finance has offered you $4,000,000 for your annuity. Should you accept the offer? You must justify your