You have retired with a house, a car, and a stash of money but no source of income. We are assuming you live on a self-sufficient farm with solar heating so that you also have no expenses beyond the following. A security-and-insurance company has offered to guard your assets, guaranteed. It charges you a daily fee calculated from an annual percentage rate of 1% of your assets, which you will pay from your stash of cash. (You may assume a 365-day year. On Leap Day, the company gives you a freebie.) You have $1 million in assets, all told. You plan to live another 20 years. If this is true, what will be the value of your estate in the end?