you have sanctioned a bullet loan of rs 10000, repayable after 5 years, to a borrower on jan 1st 2020 with the following pricing:

front-end fee of .50%, commitment fee of .25%, interest rate of 12%.

the borrower is allowed to draw the loan within 3 months. the borrower makes the draws as follows,

1st drawn on 1st jan of 4000, 2nd draw on feb 1st of 2000 and final draw 1st march of 1000.

what are the amounts payable by the borrower in an,feb and their respective due dates? assume monthly payments wherever required