You have some extra cash this month and you are considering putting it toward your car loan. Your interest rate is 7.3%, your loan payments are $641 per month, and you have 36 months left on your loan. If you pay an additional $1,400 with your next regular $641 payment (due in one month), how much will it reduce the amount of time left to pay off your loan? (Note: Be careful not to round any intermediate steps less than 6 decimal places.) The new time left to pay off your loan will be months. (Round to one decimal place.) Thus, you reduce the amount of time remaining on the loan by approximately months. (Round to one decimal place.)