You have some money to invest for the next five years. You want to invest in zero coupon bonds. One option you are considering is buying a five-year zero-coupon bond and holding it until maturity. The five-year spot rate is 3.25%. Another option you are considering is buying a three-year zero-coupon bond. When it matures you will then purchase a two-year zero-coupon bond. The current three-year spot rate is 2.5%. What should you expect the two-year spot rate to be in three years from now (when the three-year bond matures and you reinvest in a new two-year bond)?