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You have the below choices for subscription to a magazine: Pay 100 USD today in advance for a subscription period of 4 years, Pay 28

You have the below choices for subscription to a magazine: Pay 100 USD today in advance for a subscription period of 4 years, Pay 28 USD at the beginning of each year per 4 years, Pay 54 USD now and 54 USD again two years from today Which deal is good?

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