You have the choice of receiving $$120,000$ now or $$66,000$ now and another $$84,000$ seven years from now. In terms of today's dollar, which choice is better and by how much? Money is worth $6\mathrm{.}2\%$ compounded annually.

Which choice is better?

A$.$ They are equal in value.

B$.$ The choice of $$120,000$ now is better.

C$.$ The choice of $$66,000$ now and $$84,000$ in seven years is better.