You have the income of $83,500 this year. The market rate is 6% pa. There is also another investment opportunity which costs $35,000 today and offers $38,800 next year. Under these circumstances, if the maximum consumption you can achieve next year is what is the maximum consumption you can achieve next year is $185,500, what is the expected next year income? $95,750 $94,875 $95,290 $96,275 $96,635