You have the opportunity to make a one$-$time sale if you will give a new customer $30$ days to pay. You suspect that there is a $50$ percent chance that this person will never pay you. The sales price of the item the customer wants to buy is $$325.$ Your variable cost on that item is $$219$ and your monthly interest rate is $1$ percent. You grant credit because the net present value of the sale is

should; $$105$

should; $$109$

should not; $-$$$58$

should not; $-$$$47$

should not; $-$$$33$