You have used an AR(1) model for ROE for IBM (quarterly) from April 2000 through December of 2009. You find that b0=0.04 and b1=0.90. What is your forecast for the first quarter of 2010 if the fourth quarter 2009 ROE is 14% (i.e., 0.14)? Report your answer rounded to three decimals and in decimal format (i.e., not \% format). Use the input from the previous question and then use the chain rule of forecasting to find a forecast for the second quarter of 2010. (Round to three decimals)