You have won the Florida state lottery. Lottery officiais offer you the choice of the following alternative payments. Which one would you prefer? Assume that the discount rate is 10.4 percent APR compounded monthly. Aperpetulty that pays $6700 per month An annuity that pays $8200 per month for 15 years. An annuity that pays $12000 per month for 25 years. However, the first payment will be dolated for 5 years A perpetuity that pays $12000 per month and the first payment will be delayed for 7 years