You invest $10,000 into a mutual fund that has a 2.5% front load. During the year the fund paid distributed (paid out) a dividend of $175 and a capital gain of $1,105. A 12b-1 fee of $40 was charged during the year. The fund was sold at the end of the year for $9,900 and there was a 1% backload. What was your net profit or loss from this investment?