You invest $1575 at the beginning of every year and your friend invests $1575 at the end of every year. If you both earn an annual rate of return of 8.9%, how much will each of you have in your account after 19 years? Amount in friend's account = Amount in your account = B) You currently have $1251 in a retirement savings account that earns an annual return of 11%. You want to retire in 44 years with $1,000,000. How much more do you need to save at the end of every year to reach your retirement goal? Amount of annual savings needed = C) You currently owe $3715 of your credit card that charges an annual interest rate of 16.3%. You make $159 of new charges every month and make a payment of $206 every month. What will your credit card balance be in three months? Credit card balance at the end of three months =