You invest $19,240.68 in a savings account today at 5% annual interest. How much will be in your account in 15 years. Round to the nearest dollar and use the $ symbol. use a comma if applicable

You won the lottery and will receive $401,358.99 in 50 years. Assume an interest rate of 5%. What is the value of your winnings today? Round to the nearest dollar and use the $ symbol in your answer. (use a comma if applicable...$20,000 would be the form of a correct answer)