You invested $3,000 in the stock market one year ago. Today, the investment is valued at $3,720. What return did you earn? (Negative answer should be indicated by a minus sign. Do not round intermediate calculations.) What return would you suffer next year for your investment to be valued at the original $3,000? (Negative answer should be indicated by a minus sign. Do not round intermediate calculations. Round your answer to 2 decimal places.)