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You just borrowed $ 1 3 6 , 1 4 8 . You plan to repay this loan by making X regular annual payments of

You just borrowed $136,148. You plan to repay this loan by making X regular annual payments of $14,910 and a special payment of special payment of $31,400 in 5 years. The interest rate on the loan is 10.64 percent per year and your first regular payment will be made today. What is X?
Submission instructions: round your answer to 2 decimal places (such as 1.23 or 98.76).

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