You just borrowed $$22,818.$ You plan to repay this loan by making $x$ regular annual payments of $$3,260$ and a special payment of

special payment of $$24,600$ in $8$ years. The interest rate on the loan is $19\mathrm{.}63$ percent per year and your first regular payment will be

made today. What is $x?$

Submission instructions: round your answer to $2$ decimal places $($such as $1\mathrm{.}23$ or $98\mathrm{.}76).$