You just landed a job that will start next year (i.e. year 1). They are offering a starting salary of $60,000 (next year). You expect the salary to grow by 2% every year until you retire. You plan to work for 45 years. If you save 15% of your salary and invest these savings at an interest rate of 6%. How much money will you have saved by the end of your saving year (i.e., year 45)?