You just received your credit card bill with a balance of $365.31. Suppose the interest rate on the credit card is 24% (nominal annual rate convertible monthly). (a) If you only make the minimum payment of $10 per month, how long does it take to pay off the balance? Note: the last one is a smaller payment. (b) Find the total amount of interest you will pay over the entire term of this loan repayment period. Enter this answer in the blank below. Round your answer to two decimal places