You just started your construction company and your first contract was valued at $258,874.94, your former classmate who was a bank manager offered you a loan that was 25% more than the maximum possible (about 75% of the estimated economic value of the project) for such project and value as approved by the bank's loan officer. You accepted the loan and signed all paperwork required. Is accepting maximum loan as approved by the loan Officer plus extra 25% more the