You just turned 26. Now that youre old, you want to be responsible and start a retirement fund. You plan to invest $445 every month for the next 39 years. You expect to earn a 7.9% annual return until you retire. Once you retire, you will shift your savings into safer investments that you expect will earn 4.8% per year. You plan to make monthly withdrawals for 21 years of retirement (and don't want to have any money left at the end). Under this plan, how much money will you withdraw from your retirement account each month? (NOTE: Round your answer to the nearest cent)