You just won the Johto Pokemon lottery and won 120 pokecoins! (current foreign exchange rate is 1 pokecoin = 1 USD). You will get paid 1 million pokecoins per month for the next 10 years but you want the organizers to consider if you could take one-time payout of a lesser amount. The organizers of the lottery are puzzles and ask why you would want to do it that way and what kind of amount were you thinking? You dont have to have a very exact number, but more of a general ball park. The lottery organizers want to understand why it may or may not make sense. Explain the concept and pros and cons of such an approach and the factors behind why it is good or may backfire. Also, what would be a reasonable number for you to propose as a lump sum and why? They will also include one Magicarp. Whatsamata, you dont like Magicarp? If you want, you could make a different proposal if for example you dont want cash but something else. It must make financial sense and you should justify why the value would be sort of equivalent to the Lottery Management Co.