You learned in week six how 2/3 thirds of bankruptcies are due to medically-related expenses. We also know that in the past few years student loans have taken over credit card loans for people in the United States. With these significant challenges facing many, how do you feel people can put themselves in a position (financially) to prepare for future healthcare concerns they may face? 3b. As inflation continues and pay increases are holding flat, healthcare costs are increasing, higher education is increasing; how can people "get ahead" to save money for their future healthcare needs? 3c. How can systems and/or our government help better support and/or encourage folks to prepare for the future (possibility of working longer, potential to not have the same Medicare benefits, etc.)