You love Netflix. Your account though is about to expire. You plan to continue using the service forever. You have two options: 1) you can renew your account by paying $95 annually, beginning immediately, or 2) you can get an unlimited subscription for $1,350, which you also have to pay right away. Suppose that you can earn 4.1 percent on your money and that Netflix doesn't change it annual price. How long (in years), approximately, must you live to make the lifetime subscription the better option?