You make a series of deposits \& withdrawals from a bank account over the next 49 months as illustrated in the diagram below. You deposit $10,100 in the bank each month starting 3 months from now, and continue to do so until 49 months from now. You withdraw - $4,175 five months from now. Every month you increase the amount of money you withdraw by $150 and continue doing so until 49 months from now. Interest rates are 1.75% per month, compounded monthly. a) What is the present value of the cash flows as illustrated? b) How much money will be in the bank after 49 months