you must pay transactions costs to trade securities. Question 4 1 pts You are comparing two annuities which offer monthly payments for ten years. Both annuities are identical with the exception of the payment dates. Annuity A pays on the end of each month while annuity B pays on the first day of each month. Which one of the following statements is correct concerning these two annuities? O Annuity A has a higher future value than annuity B. Annuity B has a higher present value than annuity A. O Both annuities are of equal value today. Question 5 2 pts