You need a loan to purchase new equipment. The loan will be paid off over 13.0 years with payments made at the end of every quarter. If the stated annual rate is 25.49% and quarterly payments are $234.00 , what is the loan amount?

You currently owe $2,445.00 of your credit card that charges an annual interest rate of 18.73% . You make $182.00 of new charges every month and make a payment of $208.00 every month. What will your credit card balance be in three months?