You need a new car and the dealer has offered you a price of $20,000?, with the following payment? options:

(a) pay cash and receive a $2,000 ?rebate, or? (b) pay a $5,000 down payment and finance the rest with 0% APR loan over 30 months. But having just quit your job and started an MBA? program, you are in debt and you expect to be in debt for at least the next 2? years. You plan to use credit cards to pay your? expenses; luckily you have one with a low? (fixed) rate of 13.74% APR. Which payment option is best for? you?