You need to accumulate $10,000 by 4 years from now. You anticipate being able to invest $1,000 at the end of the first year, $2,000 at the end of each of the following 2 years, and another $3,000 at the end of the 4th year. If you can earn 12% on your savings, by how much will your accumulated savings differ from the needed $10,000 at the end of Year 4?

		You will be short by $846.27.
		You will be short by $422.33.
		You will have exactly the $10,000 needed.
		You will have a surplus of $150.43.
		You will have a surplus of $238.75.