You observe a portfolio for five years and determine that its average return is $12\mathrm{.}19\%$ and the standard deviation of its returns is $19\mathrm{.}12\%.$ Would a $30\%$ loss next year be outside the $95\%$ confidence interval for this portfolio?

The low end of the $95\%$ prediction interval is

$\%.($Round to two decimal places.$)$