You obtain a $176,000 home loan with an APR of 4.9% and monthly payments over 30 years. Suppose that immediately after you make your 26 th monthly payment, you decide to sell the house and pay off the loan. If you have made all of your payments up to this date, how much will you owe the bank? $164,681.13$200,286.05$175,999.99$170,103.85