You own a small restaurant. Your best and key employee just said she

would like to buy the restaurant from you. You are interested in the opportunity to sell as

running a restaurant is exhausting and you have been doing it for many years. The employee is

also very good and you are afraid she will leave for another opportunity if you do not sell.

However, you are also aware that the employee does not have a lot of money and will likely

want to use the future profits of the restaurant to pay you. Although that is a possibility, the

competitive and cyclical nature of the restaurant business makes you concern