You plan on attending graduate school for 3 years starting 7 years from now. Each year of graduate school will cost you $42,195. You begin saving for graduate school starting 2 years from now and save for 3 years. How much must you invest each year, starting next year, for 3 years such that your investment will grow to just cover the cost of graduate school? Your investments earn 1.83% APR (compounded annually).