You purchased $2,800$ shares in the New Pacific Growth Fund on January $2,2019,$ at an offering price of $$55\mathrm{.}70$ per share. The frontend load for this fund is $5$ percent, and the back$-$end load for redemptions within one year is $3$ percent. The underlying assets in this mutual fund appreciate $($including reinvested dividends$)$ by $5$ percent during $2019,$ and you sell back your shares at the end of the year. If the operating expense ratio for the New Pacific Growth Fund is $1\mathrm{.}87$ percent, what is your total return from this investment? $($Assume that the operating expense is netted against the fund's return.$)($A negative value should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to $2$ decimal places.$)$

Total return