You purchased 2.800 shares in the New Pacific Growth Fund on January 2, 2019, at an offering price of S5570 per share. The front- end lood for this fund is 5 percent, and the back-end load for redemptions within one year is 3 percent. The underlying assets in this mutual fund appreciate (including reinvested dividends) by 5 percent during 2019, and you sell back your shores at the end of the year If the operating expense ratio for the New Pacific Growth Fund is 187 percent what is your total return from this investment? (Assume that the operating expense is netted against the fund's return) (A negative value should be indicated by a minus sign. Do not round intermediate calculations. Enter your answer as a percent rounded to 2 decimal places.) Total return 4