You purchased an investment for $1800 on which you earned $120 last year. The inflation rate during that time was 1%. What was your real rate of return (keep two decimal places such as 0.12)? I purchased 100 IBM stock shares 5 years ago for $5.7 per share. I received the only dividend payment of $0.1 per share from IBM yesterday and the current IBM stock price is $6.4 per share. What is my average annual investment return from the IBM shares over the past 5 years (keep two decimal places such as 0.12)