- You reach a settlement in your lawsuit against Wii, Cheet, Them, LLC which requires the company to pay you $1,000 per month for the next 5 years. You hear a commercial with a catchy jingle ("it's my money and I want it now....") and plan to sell your annuity for a single lump sum. Assume you are willing to accept a discount rate of 7.60% on these funds. How much would you expect to receive today in exchange for your rights to continue receiving payments under the settlement?