You recently had lunch with an estate planning attorney during which she made several statements regarding the estate planning process. Of the statements listed below, which would you consider inappropriate from an estate planning perspective?

Select one:

a. "I frequently request copies of any long-term care or disability policies the client has."

b. "while the probate process is expensive and time consuming for many people, a financial planner should weigh the cost of the necessary planning devices needed to avoid probate against the cost of actually going through probate before determining with the client if probate should be avoided."

c. "a current balance sheet and income statement are helpful whin beginning the estate planning process."

d. "in all my years of experience I have learned to discount the client's transfer wishes when drafting the will. They are not paying me to make sure little Suzie gets the china, they are paying me to save them money."