You recently inherited $5,000,000 from your wealthy Aunt Edna. However, her will states that you are to receive the money 5 years from now. Her attorney lawyer offers to buy out your inheritance by paying you $4,000,000 today if you sign over to him the $5 million Aunt Edna left you. Applying principles of time value of money, and assuming an interest rate of 4%,

do you take the buyout offer?

Why or why not