You recently received a credit card with a 15% nominal interest rate. With the card, he purchased an Apple iPhone 7 for $367.68. The minimum payment on the card is only $20 per month.

1. If you make the minimum monthly payment and make no other charges, how many months will it be before the card is paid off? Do not round intermediate calculations. Round your answer to the nearest whole number.

month(s)

2. If monthly payments of $65 are made, how many months will it be before paying off the debt? Do not round intermediate calculations. Round your answer to the nearest whole number.

month(s)

3. How much more in total payments will you make under the $20-a-month plan than under the $65-a-month plan. Do not round intermediate calculations. Round your answer to the nearest cent.