You run a construction firm. You have just won a contract to build a government office complex. Building it will require an investment of $$10\mathrm{.}5$ million today and $$4\mathrm{.}9$ million in one year. The government will pay you $$20\mathrm{.}9$ million in one year upon the building's completion. Suppose the interest rate is $10\mathrm{.}1\%.$

a$.$ What is the NPV of this opportunity?

b$.$ How can your firm turn this NPV into cash today?

a$.$ What is the NPV of this opportunity?

The NPV of the proposal is $ million. $($Round to two decimal places.$)$

Please solve both a and b$.$ Thank you!