You take out an $8,000 car loan that calls for 48 monthly payments starting after 1 month at an APR of 10%. a. What is your monthly payment? Note: Do not round intermediate calculations. Round your answer to 2 decimal places. b. What is the effective annual interest rate on the loan? Note: Do not round Intermediate calculatlons, Enter c. Now assume the payments are made in four anpual your answer as a percent rounded to 2 decimal places. year-end installments. What annual payment would have the same Note: Do not round intermediate calculations. Round your answer to 2 decimal places