You volunteer to deliver Thanksgiving meals to needy families for the charity "Meals on Wheels." Since your own car is very small, you borrow a van owned by a friend to use in making your deliveries. While driving the van, you cause an accident that injures a pedestrian. The injured pedestrian sues you, your friend, and Meals on Wheels. In this case, which of the following meets the definition of an "insured" under Part A: Liability Coverage of your PAP? (Check all that apply.) you Meals on Wheels the injured pedestrian your friend You and your spouse are both listed as "named insureds" on the Declarations Page of a PAP. However, your spouse moved out of your home and into an apartment four months ago as part of a trial separation and has not yet acquired any other auto insurance. Your daughter, who is away at college and living in a dorm on campus, just called to let you know that her car (which is listed in the Declarations page of your PAP) was involved in an accident. As it turns out, she had loaned her car to her roommate, who struck and injured a bicyclist while driving the car. Which of the following person(s) meets the definition of an "insured" under Part A: Liability Coverage of your PAP in the situations described above? (Check all that apply.) the injured bicyclist your daughter's roommate your daughter you your spouse You are the named insured under a PAP in which the only vehicle described in the policy Declarations is your Ford Explorer. Assuming that each of the following vehicles is acquired or operated during the policy period, which meet(s) the definition of "your covered auto" under Part A: Liability Coverage of your PAP? (Check all that apply.) the Ford Explorer a vehicle loaned to you by the Ford dealership while your Explorer is being serviced a minivan rented by you from Hertz while you are on vacation in Hawaii a trailer rented from U-Haul to move your belongings to college a BMW sedan purchased 30 days ago