You want to analyze your retirement planning process. Analyze the net present value and the future value at age 65 of the following cases assuming that you will stop contributing to your retirement funds at age 65:. You finish college at age 22, get a job earning $65,000 per year and you save 10% of your salary each year from age 22 until age 65. Assume your salary increases at an average rate of 2% per year, that inflation is roughly 2% per year, and that your investments make an annual average interest rate return of 10%. b.You finish college at age 22, get a job earning $65,000 per year and you save 5% of your salary each year from age 22 until age 65. Assume your salary increases at an average rate of 2% per year, that inflation is roughly 2% per year, and that your investments make an annual average interest rate return of 8%.